Your 409A.Done right.
$99/month.
AI-generated IRC 409A safe harbor valuations with human review. Audit-ready reports your board and auditors will accept. Updates upon request. 12-month term.
The Problem
Most startups overpay for a simple 409A. Or worse — they get burned.
The Expensive Way
$3,000–$5,000
Traditional firms charge thousands for a single 409A report. Same methodology, same templates — just more overhead baked into the price.
The Risky Way
0% defensibility
DIY tools and cheap providers give you a number, not a defensible valuation. When your auditor pushes back, you're on your own.
409A.io: institutional quality at startup pricing. AI does the heavy lifting. A human reviewer checks every report. And your auditor gets the defensibility they need. Built for pre-seed through Series A startups. When your cap table grows beyond standard common and preferred stock, graduate to full-service MELD Valuation — same team, more firepower.
How It Works
Three steps. 48 hours.
01
Connect your cap table
Upload your cap table — Carta CSV export supported, or enter manually. Takes under 5 minutes.
02
AI builds your valuation
Our models analyze your company against comparable transactions, market data, and industry benchmarks. A human reviewer checks every report before delivery.
03
Get your audit-ready report
Download your complete 409A safe harbor report. We handle auditor questions directly if they come up.
48 hours
Average turnaround time
What You Get
Everything you need. $99/month.
Human Review on Every Report
Every AI-generated report is reviewed by a valuation professional before delivery. This is not a robot.
Auditor Support Included
We field auditor questions directly. You don't have to play middleman.
Initial Report + Updates on Request
Get your first 409A report within 48 hours. Request updates anytime within your subscription.
Safe Harbor Compliance
IRC 409A compliant. Defensible methodology. Audit-ready.
Upload Your Cap Table
Carta CSV export supported. Or upload manually. Either way, 5 minutes.
12-Month Term, Billed Monthly
$99/month with a 12-month minimum term. Updates extend your term.
MELD Valuation
Backed by 10,000+ valuations and zero audit issues.
10,000+
Valuations
$250B+
Assets Valued
0
Audit Issues
20+
Industry Sectors
Built by an independent valuation firm with 16 years of experience.
Learn more about MELD ValuationStop overpaying for your 409A.
Get started in under 5 minutes. Audit-ready report in 48 hours. $99/month.